When hubby and I married, I was 31 and he was 33. We had each been living on our own since our early 20s. That was a big part of why we decided to keep the individual accounts we had established as singles and set up a joint account for household expenses. I know this […]
11 Easy Ways to Reduce Your Grocery Bill
After your mortgage or rent, groceries might be your next largest monthly expenses. Yet, everyone needs to eat so a monthly grocery bill is inevitable. However, with some planning, you can easily reduce your monthly grocery spending. 1. Keep Pantry and Freezer Organized It’s hard to know what to cook when you don’t know what […]
5 Things to Stop Wasting Money On
The 4th of July has come and gone but there are still some folks in the neighborhood lighting off fireworks. I said to my husband, those people are literally burning their money. And then it made it think, in what other ways are people literally throwing money away? Surprising, there are quite a few scenarios […]
Things I Buy Used to Save Money
Most people know that in order to save money, you have to cut costs. One way I try to cut costs is by buying used items. Some people have an aversion to buying second-hand goods. I guess I can understand that you’d rather own something that’s never been touched by anyone else. The way I […]
My Week of Money
I really enjoy reading Save. Spend. Splurge. and her posts about her weekly spending so I was inspired to do the same. My report isn’t nearly as detailed as hers but I was still able to learn some things about myself. Monday 7:10 a.m. I leave 50 minutes before I have to be at work […]
How to Save Money and Help the Environment
Helping the environment tends to have a bad rap. People think it takes too much time or is too expensive. What if I told you that you can save the environment and save money at the same time? And it doesn’t have to be hard at all! By living a more mindful life, you can […]
How to Set Goals to Achieve Your Financial Dreams
To accomplish the important things in life, you need to set goals. Goals give you something to look forward to and let you know when you’ve successfully accomplished something. There’s no cookie cutter path to setting goals because everyone’s different. Therefore, you should set goals so that they work for you, not for other people. […]
Want to Prosper? Run Your Home Like a Business
Figuring out your own finances is hard enough. It gets even more complicated when you add in a spouse and children. That’s why you need to have discipline and a plan. To succeed financially, you need to run your home like a business. Here’s how. Designate a Chief Financial Officer In any successful company, there […]
How to Improve Your Finances in 10 Minutes
Do you want to get a better grip on your finances but don’t know where to start? Does it seem like there’s so much information out there that it’s hard to sort through everything? I get it. When you’re overwhelmed by bills and life, it’s hard to focus on money. What if I told you […]
Tired of Saving? It’s Time to Refresh Your Goals
Are you a diligent saver but feel like there’s no end in sight? Are you tired of socking away your money and still not reach your goals? Well, my friends, it sounds like you need to refresh your goals. I get it. Even though I know what my savings goals are, I sometimes feel bleh […]